Business Consultation

Services

Group Benefits
Protect your team with top-tier health, dental & disability coverage. Boost morale & retention today!

Corporate Insurance
Protect your team with top-tier health, dental & disability coverage. Boost morale & retention today!

Group RSPs
Help employees save for tomorrow with Group RSPs. Boost financial wellness & loyalty. Book a call today!

Retiree Benefits
Retirement shouldn’t mean losing benefits. Custom retiree health plans for peace of mind. Get free quote!
Strategic Benefits
Boosting Business With Benefits

Questions & Answers
FAQs
What types of employee benefits are most common for small businesses in Canada?
The most popular benefits include:
Health and dental insurance (prescription drugs, vision care, paramedical services);
Life and disability insurance (short-term/long-term disability, critical illness coverage);
Retirement savings plans (Group RRSPs, pension matching);
Wellness programs (mental health support, gym memberships, employee assistance programs).
How much do employee benefit plans typically cost?
Costs vary based on coverage levels, group size, and provider. On average, small businesses spend $1,500–$4,000 per employee annually. Customizable plans allow you to control costs while meeting employee needs.
Are there tax advantages to offering employee benefits?
Yes! Employer-paid premiums are tax-deductible as business expenses. Employees also enjoy tax-free health benefits (up to certain limits), and contributions to retirement plans may be tax-deferred.
Do benefits really help with employee retention?
Yes! Studies show that 80% of employees value benefits over a pay raise. Competitive packages reduce turnover, attract talent, and boost morale—key for small businesses competing with larger firms.
Can small businesses with fewer than 10 employees get affordable benefits?
Absolutely. Many providers offer scalable group plans tailored for small teams. Pooled plans (where multiple small businesses join together) can also reduce costs while maintaining quality coverage.